Apple Card is a credit card dedicated to iPhone users, currently available in the United States. Apple launched the same credit card in 2019 and among its main features, we find the complete integration with the iPhone and the possibility of being activated directly from Apple devices. All of the spending tracking features, and more, can be tracked directly from the iOS Wallet app. What are its main features and what is the Apple Card credit limit? In this article, you will find out everything like what are the costs and commissions of the card as well.
Apple Card Credit Limit
If you want to know the Apple Card credit limit, know that it is based on the cardholder’s credit history and revenue earned by him/her. So, the credit limits of an Apple Card could be anywhere around $1000 to $20,000. The best part is that there are no annual fees on Apple Card, as well as no fees for penalties and transactions. Any person over 13 years of age can apply for the Apple Card.
Apple in fact assures that its card can be used worldwide. Apple Card is part of the Mastercard circuit and is created in collaboration with Goldman Sachs. All the classic features that guarantee the security of iOS are also at the service of Apple Card.
Apple Card is not only an integrated product on iOS Wallet, but also a real physical credit card that does not present any details regarding the number, expiration date, or other sensitive data, in order to increase further security.
Apple Card: the physical card
In reality, the physical card in titanium is almost an accessory because the Apple Card could also be used only for virtual transactions, and payments, in fact, are mainly made via iPhone smartphones. The physical card is not contactless and in practice is only needed if the seller does not accept payments with Apple Pay. In this case, the Apple Card works exactly like a normal credit card with an electronic chip and no magnetic stripe, but it is not contactless.
Where you can use Apple Card
The titanium Apple Card cannot be used in stores equipped with an old POS that requires swiping, but only in those with contactless POS. In this case, however, you will have to bring the iPhone closer and not the physical card. On the Web, however, Apple Card can be used anywhere, like for example both on sites compatible with Apple Pay and on those that are not compatible, through the temporary issue of the credit card number.
That is all you need to know about what is Apple Card credit limit. In the meantime, check out our other guides only on our website TechNClub.com: How to Track Apple Pay Purchases or Orders in Apple Wallet, and How to Use Apple Pay on iPad.
